To: All Members

Ready to take your Cosway journey to the next level?

Effective 21 September 2026, Cosway Privileged Shopper (CPS) can unlock Cosway Business Owner (CBO) status through the Smart Set, with enhanced earning opportunities and exclusive benefits designed to give you more value, greater flexibility and more potential to grow your Cosway business.

1. Start Your Smart Journey

Ready to unlock your CBO benefits?

With ONLY a minimum 100 SV Smart Set purchase in a single receipt, you can convert from CPS to CBO status and start enjoying the enhanced benefits and greater earning opportunities.

2. Choose Your CBO Level

The higher you go, the more you unlock!

Your initial CBO Level will be determined by the Smart Set SV purchased when you convert to CBO status. You can upgrade to a higher level anytime by purchasing the qualifying higher-value Smart Set and unlock greater bonus opportunities and additional benefits.

Explore the levels below and choose the Smart Set that best suits your business journey:

Level	Smart Set SV	Monthly Bonus Earning	Notes
1	More than 100SV & less than 500SV	Up to RM1000	Introductory level
2	500SV & above	Unlimited	Unlock Unlimited Earning Potential

Note: Members who converted to CBO status prior to this date will remain under their current bonus earning structure, with no changes.

3. Your CBO Level Can Grow With You

Your smart journey doesn't stop at conversion!

Your CBO Level is reviewed daily based on your most recent qualifying purchase, giving you the flexibility to move up and enjoy greater benefits as your business grows.

Ready to unlock more? You can upgrade to a higher Level at any time by making a subsequent purchase of a higher-value Smart Set.

For example:

Convert to CBO status with a 100 SV Smart Set in October, and you can later upgrade to the next Level by purchasing an additional 500 SV Smart Set.

4. Be a SMART CBO

Already a CBO? Don't forget — the Smart Advantage Set is still here for you.

Since July, CBO members have been unlocking greater rewards with the Smart Advantage Set. Purchase one to enjoy unlimited Bonus Earning plus 3 Extra Business Centres — giving you more accounts working for you, so your bonus grows even faster.

Start where you are. Upgrade when you're ready. Unlock more as you grow!

 

Warm Regards,
COSWAY MANAGEMENT